A term life rider provides what type of coverage?

A term life rider indeed provides additional life coverage. This rider attaches to a permanent life insurance policy and offers a specified amount of term coverage for a limited period. The main purpose is to enhance the total life insurance protection available to the policyholder, allowing them to increase their coverage amount temporarily, usually to meet a specific need such as paying off a mortgage or covering children’s education expenses.

In the context of the other options, temporary life coverage typically describes what term insurance provides, but the phrase "additional life coverage" more accurately captures the nature of a rider that is supplemental to a base policy. Permanent life coverage refers to policies that offer lifelong coverage and accumulate cash value, while dependent life coverage refers to policies that provide benefits for dependents, neither of which applies to a term life rider.