If employees share in the cost of the insurance, what type of group life insurance plan is utilized?

In a contributory plan, employees are involved in sharing the cost of premiums, which distinguishes it from a noncontributory plan where the employer pays the entire premium without any contribution from employees. In a contributory plan, both the employer and employees contribute financially, often resulting in lower premiums for employees since they support the overall cost of the insurance. This type of arrangement can also provide employees with a greater sense of ownership over their coverage, as they are actively participating in the financing of their insurance.

On the other hand, the noncontributory plan does not require any contribution from employees, making it distinct from the contributory model. A comprehensive plan is generally a broader term that might include various types of coverage but does not specifically refer to the cost-sharing aspect. An employer-paid plan implies that the employer covers the entire premium cost, which again does not align with the concept of employee contributions necessary for a contributory plan.