P, a producer, notices 5 questions on a life application that remain unanswered. What is the best action for P to take?

The best action for the producer is to set up a meeting with the applicant to answer the remaining questions. This approach ensures that all questions are adequately addressed, which is crucial for the underwriting process. Complete and accurate information on life insurance applications is essential as it assists the insurer in assessing risk and determining the insurability of the applicant. By meeting with the applicant, the producer demonstrates diligence and commitment to providing thorough service, and it allows for clarification that may be needed on specific questions.

In addition, fully answering all questions at the outset can prevent potential delays in processing the application or future coverage issues that could arise from incomplete information. Establishing open communication with the applicant also helps build trust and enhances the overall client experience.