Which of the following employees may NOT be excluded from a group life plan?

The correct answer focuses on the inclusion of full-time employees in a group life insurance plan. Typically, group life insurance policies are designed to provide coverage for all eligible employees, and this often includes full-time employees, especially after they have completed any required probationary period.

The purpose of a probationary period is to allow the employer to evaluate the new hire's performance before adding them to the group insurance plan. Once this period is satisfactorily completed, full-time employees generally must be included in the group plan, as they are the primary beneficiaries of this type of insurance coverage. Their consistent status as full-time workers often qualifies them as eligible participants, ensuring that their needs for life insurance protection are met through the employer's offerings.

On the other hand, options such as part-time, contract, and seasonal employees are typically not guaranteed inclusion in group plans. Many group life insurance policies have specific eligibility criteria that may exclude these types of employment categories from coverage due to their non-permanent or reduced hours status. This distinction helps employers manage costs while providing essential benefits to their full-time workforce.